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If you’ve saved some money by spending less than you earn, you may be wondering what you should do with it.

Well you could spend it.

An easy way to make some extra money is to start completing microtasks when you have some spare time. You won’t make a fortune this way, but if you start to learn which tasks will make you the most money and how to complete them quickly it can be worthwhile Amazon’s Mechanical Turk (M Turk) is one of the biggest microtasks websites, along with Clickworker and The Smart Crowd.
This isn’t the best way to get top dollar, but it can certainly get you out of a bind when you need to make money fast. Later you could go buy back your items at a higher price if you really need them. If you don’t, someone else may eventually buy them from the pawn shop with the proceeds going to the pawnbroker and not you.
15 Things to Sell to Make Money Now. TV and Movie Memorabilia. People have memories and emotions attached to their favorite characters, TV shows, and movies. So try get your hands on any memorable items like first edition CDs and cool merchandise like T-Shirts and movie posters. You can list them online and make a big profit.

But, why not instead, make some money off of that money.

There are 4 basic ways to make money off of your money:

Invest it in yourself to earn more money
Start your own company
Invest in another company or group of companies
Lend your money to a company or someone else

Each way is different and involves different types of risk.

Still, you can also grow your wealth through the four basic ways to achieve a return on your money.

Invest in Yourself

When you invest in yourself, you cannot take away those skills or knowledge.

The worst that can happen is that you learn a skill and it becomes outdated or obsolete.

But, if you learn the right skills or attain the right knowledge you may be able unlock further earnings potential. How to hack stick pool club real money.

Does you current employer offer pay raises or bonuses for certification or learning?

Do you need to learn something new to take the next step in your career?

Are you thinking about pivoting to a new field with higher earnings potential?

There are plenty of different ways that you can invest in yourself to increase your earnings potential.

If you have some extra money, do some research into how you might be able to advance your career and earn more money.

Compared to the investment opportunities, this may have the highest return.

If you invest $20,000 to earn just $5,000 more a year for the next 30 years, that’s an extra $150,000.

That translates into a 650% return or a 7% average annual return.

And, that’s a pretty conservative example.

There may not necessarily be opportunities to earn more money by investing in yourself.

But, if there are opportunities, you should at least do the research of how much it might cost and how much more you may make in the future.

Invest in Your Own Company

If you have an entrepreneurial spirit, you may want to invest in your own business.

5 smartphone apps that can earn you money. While there are businesses that don’t require much money to start, you’ll likely still need some money.

Maybe you want to quit your job to start the new business.

You’ll need some money to cover your basic expenses until you can get the business to produce a profit.

How To Make Real Money

But, starting your own company can also have huge returns if successful.

While it is definitely more risky to start your business than to learn a new skill, the returns are also likely much greater too.

It’s actually quite common to start your own business to create another revenue stream.

While people may not create a business entity, investing in real estate is essentially starting your own business.

You own the assets (the property) that you are either renting or improving and selling.

There is a decent population of people who’ve simply built wealth through buying homes and renting them out to other people.

Make an Equity Investment in a Company or Group of Companies

One of the easiest ways to invest your money is through buying stock of public companies.

It has also been historically reliable for providing a solid average return of around 7-10% annually before inflation.

All you have to do is open an account at a brokerage firm and buy some stock of a company or an ETF.

What’s even better, there are accounts and plans that have tax-benefits like the 401(k) plan or Individual Retirement Accounts.

You can use these accounts to pay less taxes now or pay less taxes later.

When you buy shares of a public company, you actually own a piece of the company.

You can get a return from the company by the value appreciating or through a dividend.

Essentially, if a company grows its revenues and net income or even if people just think it’s worth more, the value of your stock appreciates.

You bought it for $100 and now if you sold it, you could sell it for $110.

The same thing happens with ETFs which track indices or groups of companies.

You may also receive a dividend from the company which is typically a cash payout from the company.

But wait, there’s more.

You can also invest in private companies!

Does your friend have a company and he is looking for outside investment?

Have you been presented with a start-up opportunity looking for an equity investment?

These are private companies but the investment is similar.

The biggest difference is that you can’t just go sell your stake in the company as you would in the public markets.

Additionally, if you are investing in a brand new business there may be much more risk associated with the investment.

Still, there are plenty of companies and even entire groups of companies that you can invest in today.

Lend Your Money

You’re probably familiar with taking out debt to fund your purchases like a house or higher-education.

You can also lend your money out too.

And, there are so many ways to lend out your money.

Companies need to borrow money.

Governments borrow money.

You can even lend to other people now through peer-to-peer lending.

Unless you have a lot of money, you’re probably not directly lending to companies.

But, that doesn’t mean that you can’t go out and buy debt investments in the public markets.

Just like the stock market, debt is traded between parties.

When you lend out money it is with the assumption that you’ll be paid back plus interest.

Unless the debt is short-term, the company will typically pay out interest payments over the course of the year.

You can also lend directly to the United States through treasury bills and bonds.

Through treasurydirect.gov you can lend directly to the United States.

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